OUR
SERVICES

Investment Advisory Services

Individual Clients

Pre & Post Retirement

Retirement is a life changing event. We are experienced and specialised to review your pre-retirement funding investments to provide you advice on how to improve the final retirement funding capital at retirement or to improve your retirement saving using specialised investment products sourced from the top product providers.

 

Post Retirement invested capital needs to be reviewed and monitored to ensure that this capital can continue to provide an income once the investor has completed their working life and now needs to rely on invested capital to provide a steady income to meet their required living expenses.

 

Global & Local has many years of experience and deals with many retired clients and can thus provide the ongoing advice that this specialised investor requires.

Discretionary Capital

Discretionary Capital investing is the investing of capital which falls outside of retirement funding products. This is capital that is “saved” and put aside to use at a later time in your life.

 

Global & Local are specialists in the provision of advice on discretionary investment products as well the provision, on-going management and review the progression and at times adjusting this capital so that the ongoing growth on this capital continues to deliver in accordance to the investor’s requirements.

Offshore Investments

Global & Local has over many years grown the expertise to provide advice on investing capital outside of the republic of South Africa.

 

Our managing director often refers to his line “Love the country, live here but your capital can live outside of the country”.

 

Global & Local believes all investors need to have some exposure to offshore markets and Global & Local are now specialists in providing this advice.

Cash Deposit Desk and FOREX

Cash Deposit Desk

Global & Local has developed specialised agreements with well-respected banks to offer call accounts in the investor’s name but which provided higher interest rates than standard retail accounts.

 

These accounts are good way to have capital working for you whilst maintaining flexibility.

 

FOREX

Global & Local is a registered FOREX intermediary, which means that we are able to provide transactional FOREX services for those clients who import and export services, or those clients who wish to move capital to or from territories outside of the borders of the republic.

 

Global & Local can provide FOREX at VERY preferential rates, some of the best in the FOREX industry.

Risk Cover

Personal cover advice provided by in-house specialist who has over 20 years experience in providing clients advice in how to price, structure and provide financial cover for life changing events such as:

Death

Disability

Critical Illness/Dread Disease.

 

Products are sourced from a multiple of long-term insurance providers, to ensure that the cover provided suits you and your family’s requirements, whatever the circumstances may be.

Juristic Entities

Companies and Trusts

Discretionary Investments

Companies, trusts and other legal entities often do not realise that the capital that is simply placed into their current accounts can be better employed by being invested.

 

Global & Local has been provided investing advice to all levels of juristic entities for many years successfully.

Company Employee Benefits

Do you run a company?

 

Are you providing the right group risk and retirement funding product to your employees?

 

If you require these services Global & Local can assist.

Cash Deposit Desk and FOREX

Cash Deposit Desk

Global & Local has developed specialised agreements with well-respected banks to offer call accounts in the investor’s name but which provided higher interest rates than standard retail accounts.

 

These accounts are good way to have capital working for your company whilst maintaining flexibility.

 

FOREX

Global & Local is a registered FOREX intermediary, which means that we are able to provide transactional FOREX services for those clients who import and export services.

 

Global & Local can provide FOREX at VERY preferential rates, some of the best in the FOREX industry.

Advisory Process

 

It is the aim of Global & Local Investment Advisors to build long-term relationships with you, and your family, business associates and contacts.

 

Global & Local’s business procedures are always in compliance with the Financial Advisory and Intermediary Services Act and the Financial Intelligence Centre Act, as well any other legislation that broadly governs the financial services industry.

Our advisory process is driven by these simple philosophies

 

  • All investments are kept as accessible as possible.
  • All transactions and fees are transparent and disclosed to the client.
  • Insurance is required to cover risks where they are identified.
  • Long-term relationships are required with each and every client.
  • Tax implications are always considered.

 

When dealing with any new clients our advisory process is:

  1. Initial informal meeting to get to know you and understand your personal financial circumstances.
  2. The information gathered at the initial meeting is then collated and analysed, upon which an initial recommendation is formulated.
  3. The proposal is then e-mailed to you. You are then left to read through our recommendation, to allow the time to consider our proposed recommendations.
  4. We will then meet with you for a second time to determine what course of action you want to pursue with Global & Local.
  5. Once the recommendations are implemented as per your instructions, service level and review cycle is determined with you in accordance to your specific needs.
  6. We will then continuously monitor, manage and review your portfolio through our review process and make adjustments to your portfolio periodically if required.

Our Aims 

 

Global & Local aims to provide an above average return to all our clients with investments housed within South Africa and offshore.

 

When providing investment advice to our clients, especially when this is based on the selection of Collective Investment Schemes (Unit Trusts), our advice is based our own research and knowledge of the investment institutions fund managers. Our process in determining which funds is based on the following:

 

Input is gathered from well-known economists and investment institutions, and this is then merged with our own economic forecasts and analysis.

 

The “Investment Grade” universe of collective investment schemes is then used to construct your own customized investment portfolio which is aimed at meeting your own special requirements.

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